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17 RAMSEY STREET, St. Catharines (Lakeport) — listed at $769,000. Earn buyer cashback at closing. No catches, just more money in your pocket.
Welcome to this beautifully maintained home featuring two legal units in the desirable North End of St. Catharines. Situated on a generous 60 x 110 ft lot, this charming raised mansard bungalow offers incredible versatility for homeowners, investors, or those looking for a smart way to offset their living costs. The bright and spacious upper level features 2 bedrooms, full bathroom, and a thoughtfully designed layout with comfortable living, dining, and kitchen areas. The lower level features a legal second unit with its own kitchen, 2 bedrooms, full bathroom, and cozy living space-ideal for rental income, extended family, or additional flexibility. Set on an oversized corner lot, the property also offers potential for an ADU (see site plan), subject to municipal approvals and requirements. The home could easily be enjoyed as two units or converted back into a single-family residence, giving future owners a variety of options to suit their needs. Outside, the fully fenced backyard is a wonderful private retreat, surrounded by mature trees and offering plenty of space to relax, entertain, and enjoy the outdoors. The expansive 8+ car driveway provides exceptional parking and added convenience.A well-cared-for property in a quiet, family-friendly neighbourhood, offering the rare combination of income potential, flexible living options, generous outdoor space, and future possibilities. (id:60164)
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 6.18 x 3.67 meters |
| Bathroom | Lower level | 2.72 x 1.52 meters |
| Dining room | Main level | 3.44 x 2.8 meters |
| Kitchen | Main level | 3.43 x 3.39 meters |
| Bathroom | Main level | 2.12 x 2.94 meters |
| Bedroom | Main level | 3.12 x 3.82 meters |
| Bedroom | Main level | 4.02 x 3.11 meters |
| Family room | Lower level | 4.97 x 3.96 meters |
| Bedroom | Lower level | 3.73 x 3.51 meters |
| Kitchen | Lower level | 5.48 x 4.77 meters |
| Bedroom | Lower level | 3.56 x 3.24 meters |
What's the parking situation?+
This property includes 8 spaces — No Garage.
Does it have a basement, and is it finished?+
Yes — Finished, Full, Separate entrance, N/A, N/A. A finished basement adds meaningful living space beyond the listed square footage.
Is there air conditioning?+
Yes — central air conditioning cooling is in place.
Could this work as an investment property?+
The basement description mentions: Finished, Full, Separate entrance, N/A, N/A. If it has a separate entrance, there may be rental income potential — but verify zoning and whether a legal second unit is permitted in St. Catharines (Lakeport) before counting on it.
What are the ongoing costs beyond the mortgage?+
Budget for annual property taxes of $5,087, heating is forced air, natural gas. Always verify the latest figures with your agent before making an offer — these change yearly.
Is 17 RAMSEY STREET a good fit for a growing family?+
With 4 bedrooms and 2 bathrooms, there's room for kids plus a guest room or home office.
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